How to Remove Credit Card from Apple ID with Active Subscription


Ted Stinson

Need to remove your credit card from your Apple ID but have an active subscription? No worries, you can do it in just a few simple steps. After reading this quick overview, you’ll know exactly what to do to get your credit card information off your Apple account.

Step by Step Tutorial: Removing Credit Card from Apple ID with Active Subscription

Before we dive into the steps, it’s important to know that removing your credit card from your Apple ID while having an active subscription requires you to either switch to a different payment method or cancel the subscription. Let’s get started.

Step 1: Go to Your Apple ID Account Page

Start by visiting the Apple ID account page on your web browser.

When you get there, sign in with your Apple ID and password. This is the account associated with your subscriptions, so make sure you’re logging into the correct one.

Step 2: Click on "Payment & Shipping"

After logging in, look for the "Payment & Shipping" option and click on it.

You may be asked to enter your Apple ID password again for security purposes, so have it ready.

Step 3: Click on “Edit” Next to Your Payment Method

Find the payment method currently in use and click on the "Edit" option.

This will open up your payment details and allow you to make changes.

Step 4: Choose a Different Payment Method or Click on "Remove"

Decide whether you want to replace your credit card with a different payment method or simply remove it.

If you’re replacing it, enter the new payment information. If you’re removing it, confirm the removal when prompted.

After you’ve completed these steps, your credit card will no longer be linked to your Apple ID. If you’ve chosen to cancel the subscription, make sure to keep an eye on any confirmation emails from Apple to ensure the process is complete.

Tips: Removing Credit Card from Apple ID with Active Subscription

  • Always double-check which Apple ID is linked to the subscription before making changes to avoid any mix-ups.
  • Remember that removing a credit card without canceling the subscription may result in service interruptions once the current billing cycle ends.
  • Consider using an Apple ID balance or Apple Gift Card as an alternative payment method if you don’t want to use a credit card.
  • Keep an eye on your email for any confirmations or notifications from Apple regarding changes to your payment method.
  • If you encounter any issues, don’t hesitate to contact Apple Support for assistance.

Frequently Asked Questions

Can I remove my credit card even if I have an unpaid balance?

No, you’ll need to settle any outstanding balance before removing your credit card.

Will removing my credit card cancel my subscriptions automatically?

No, removing your credit card doesn’t cancel your subscriptions. You’ll need to do this manually if you wish to discontinue services.

What happens if I don’t have an alternative payment method?

If you don’t have an alternative payment method, you may not be able to make new purchases or renew subscriptions until you add one.

Can I remove my credit card from my iPhone settings?

Yes, you can remove your credit card from the Apple ID settings on your iPhone as well.

What if I only want to change my credit card information?

If you’re just updating your credit card info, you can edit the existing payment method instead of removing it.


  1. Go to your Apple ID account page and log in.
  2. Click on "Payment & Shipping" and then on "Edit" next to your payment method.
  3. Choose a new payment method or remove the current one.
  4. Confirm the changes.


Removing a credit card from your Apple ID when you have an active subscription can seem a bit tricky, but with these steps, you’ll be able to manage your payment information like a pro. Whether you’re switching to a new card, moving to a different payment method, or simply cleaning up your digital finances, it’s essential to stay on top of your subscriptions and how they’re being paid for. Remember, if you ever hit a snag or need further assistance, Apple Support is just a few clicks away. So go ahead, take control of your Apple ID payment methods, and enjoy your subscriptions without any credit card worries.